“Closing the Disability Gap: Reforming the Community Reinvestment Act Regulatory Framework” was published by National Disability Institute in the Spring 2019 issue of the Georgetown Journal on Poverty Law and Policy. The Journal, published by Georgetown University Law Center, is considered a leading journal on poverty and social reform issues.
The article examines approaches in law and policy that would improve the alignment of the Community Reinvestment Act (CRA) with the goals of the Americans with Disabilities Act to guide financial institutions to better identify and meet the needs of people with disabilities so that they are not left further behind in their struggle for economic opportunity, stability and mobility. The article represents a first step in a major focus of NDI to educate federal bank regulators, financial institutions, community and disability-specific focused nonprofits to apply the requirements of CRA to ensure that coverage extends more comprehensively to low and moderate income (LMI) individuals with disabilities who make up a disproportionate share of the population of LMI neighborhoods.